Senior Credit Officer

The Council for Development and Reconstruction (CDR), acting on behalf of the Republic of Lebanon (the Borrower), will implement the Green Agri-food Transformation for Economic Recovery (GATE) Project, financed by the International Bank for Reconstruction and Development (IBRD). The total Project cost is US$200 million, and the Project is scheduled to close in December 2028. Under a Subsidiary Agreement signed with CDR, Kafalat S.A.L. is mandated by the Gov. of Lebanon to implement Subcomponent 1.2 and has established a Project Management Unit (PMU) responsible for the overall management and implementation of the subcomponent. Kafalat will provide direct loans to small and medium-sized enterprises (SMEs) operating in Lebanon's agri-food and agro-tourism sectors. It will also be responsible for procurement, financial management, environmental and social (E&S) risk management and safeguards compliance, monitoring and evaluation, and overall oversight of the SME lending program. OBJECTIVE OF THE ASSIGNMENT The objective of this assignment is to engage a full-time Credit Officer to support the GATE PMU Credit activities to the end of the GATE Project. The Credit Officer shall be responsible for the end-to-end credit appraisal, structuring, and recommendation of SME loan applications under Subcomponent 1.2, ensuring full compliance with the Lending Manual, Project Operations Manual (POM), and internal policies. SCOPE OF WORK AND RESPONSIBILITIES In order to strengthen the Project Management Unit (PMU), Kafalat is recruiting a officer to support the team in fulfilling the objectives of Sub-component 1.2 under the Gate Project. The Senior Credit Officer responsibilities will be as follows: Overall responsibilities The Credit Officer will serve as the primary relationship interface between Kafalat and SME clients across the full loan lifecycle, from initial outreach through to loan closure. Specific responsibilities include: The Credit Officer holds an integrated mandate sp